News: Now you can split your premium over 3, 6, or 10 months with Bille Flex.
News: Split your premium with Bille Flex.
The Perfect Deal Pair
Village Wellth finds the right Canadian business for you; Bille makes sure you can close with confidence. Together, we cover every step of your acquisition journey, from listing to signed deal.
Built for Buyers Like You
M&A insurance used to be reserved for deals worth $20M+. We changed that. Whether you're buying your first business or your fifth, Bille protects you from the surprises that kill deals, and Village Wellth makes sure you find the right one in the first place.
The Perfect Deal Pair
Village Wellth finds the right Canadian business for you; Bille makes sure you can close with confidence. Together, we cover every step of your acquisition journey, from listing to signed deal.
Built for Buyers Like You
M&A insurance used to be reserved for deals worth $20M+. We changed that. Whether you're buying your first business or your fifth, Bille protects you from the surprises that kill deals, and Village Wellth makes sure you find the right one in the first place.
Find It. Insure It. Own It.
Find It. Insure It. Own It.
The Perfect Deal Pair
Village Wellth finds the right Canadian business for you; Bille makes sure you can close with confidence. Together, we cover every step of your acquisition journey, from listing to signed deal.
Built for Buyers Like You
M&A insurance used to be reserved for deals worth $20M+. We changed that. Whether you're buying your first business or your fifth, Bille protects you from the surprises that kill deals, and Village Wellth makes sure you find the right one in the first place.
Financial statements
The books looked clean at signing. If hidden liabilities, overstated revenues, or undisclosed debts surface after close. You're covered.
Compliance with laws
If the business was unknowingly operating in breach of local, state, or federal regulations. The financial consequences are on the policy, not on you.
Tax matters
Unpaid taxes, incorrect filings, or undisclosed VAT liabilities from before the acquisition date are covered. Even if they surface with in 18 months later.
Material contracts
If a key customer agreement, supplier contract, or lease turns out to be invalid, breached, or misrepresented. The policy covers the financial impact.
Financial statements
The books looked clean at signing. If hidden liabilities, overstated revenues, or undisclosed debts surface after close. You're covered.
Compliance with laws
If the business was unknowingly operating in breach of local, state, or federal regulations. The financial consequences are on the policy, not on you.
Tax matters
If the business was unknowingly operating in breach of local, state, or federal regulations. The financial consequences are on the policy, not on you.
Material contracts
If a key customer agreement, supplier contract, or lease turns out to be invalid, breached, or misrepresented. The policy covers the financial impact.
Find It. Insure It. Own It.
See your premium in 30 seconds
No calls. No consultants. Enter your deal details and see what protection costs.
What you're protected against:
Ownership Rights
The seller has full legal ownership, free and clear of encumbrances, of the target company and all subsidiary shares.
Authority
The seller has the legal right and requisite authority to enter into the agreement.
Insolvency
Neither the seller nor any company in the group has been declared bankrupt.
Annual Reports
The audited annual reports present a true and fair view of the group's financial position and results.
Tax Risks
The tax and VAT returns accurately reflect the company's tax liability.
Breach of Contract
The group has not committed any known breach of contract that has had a material adverse effect.
Regulatory Compliance
The group has not received any notification of violations of legislation or permits from authorities.
Claims and Disputes
The group has not received notice of any dispute, lawsuit, proceeding, or claim pending before any court, arbitral tribunal, or authority.
About Village Wellth.
Village Wellth is Canada's leading business acquisition platform, built to make business ownership more accessible, transparent, and achievable. Founded in Calgary in 2020, the platform gives buyers access to vetted listings, including private and off-market deals, integrated financing tools, and end-to-end deal management, all in one place.
The platform acquired BuyAndSellABusiness.com in early 2025, adding a marketplace with over a decade of history and more than $4.5 billion in facilitated transactions to its ecosystem. Village Wellth now combines that proven deal flow with modern buyer tools: one-click financial verification, lender competition to secure favorable acquisition financing, and a community built around helping buyers navigate every stage of the acquisition process.
Led by co-founder and CEO Robert Irwin and President Liz MacRae, Village Wellth is on a mission to transform the traditional business buying journey into a digital-first experience that puts power back in the hands of the buyer.
Whether you're a first-time entrepreneur or a seasoned operator, Village Wellth brings the listings, financing, and guidance you need to find and close your next acquisition with confidence.
About Village Wellth.
Village Wellth is Canada's leading business acquisition platform, built to make business ownership more accessible, transparent, and achievable. Founded in Calgary in 2020, the platform gives buyers access to vetted listings, including private and off-market deals, integrated financing tools, and end-to-end deal management, all in one place.
The platform acquired BuyAndSellABusiness.com in early 2025, adding a marketplace with over a decade of history and more than $4.5 billion in facilitated transactions to its ecosystem. Village Wellth now combines that proven deal flow with modern buyer tools: one-click financial verification, lender competition to secure favorable acquisition financing, and a community built around helping buyers navigate every stage of the acquisition process.
Led by co-founder and CEO Robert Irwin and President Liz MacRae, Village Wellth is on a mission to transform the traditional business buying journey into a digital-first experience that puts power back in the hands of the buyer.
Whether you're a first-time entrepreneur or a seasoned operator, Village Wellth brings the listings, financing, and guidance you need to find and close your next acquisition with confidence.
Not sure where to start?
Not sure where to start?
Book a demo and we will walk you through the product.
Book a demo and we will walk you through the product.
Fully GDPR compliant. All documents and data handled with institutional-grade security and full confidentiality.
Fully GDPR compliant. All documents and data handled with institutional-grade security and full confidentiality.
Why customers choose us
.
Traditional
Bille
Response time
1-2 weeks
Within 24h
SME understanding
Limited
Built for SME
Payout
Months
Within 30 days
Advice included
Extra cost
Always included
Process
Complicated
Digital & flexible
Institutional deal protection built for the transactions that actually make up most of the M&A market. Coverage from $200K to $10M, underwritten by leading global carriers, bound in 24 hours.
FAQ
FAQ
Here you'll find answers to our most common questions. If you still need help, feel free to reach out to us.
What does Bille actually do?
Bille protects buyers and sellers in business acquisitions. If something turns out to be wrong after the deal closes, the insurance covers the financial loss. The seller does not have to pay out of pocket, and the buyer does not have to absorb unexpected costs. Think of it as a safety net for the things neither side saw coming.
Who is behind Bille?
Bille was founded by specialists in M&A law, financial advisory, and digital product development. Our founding team brings together a decade of transaction legal experience, a background in strategy consulting, and 30 years of Big Four advisory, combined with the technical infrastructure to deliver it digitally at scale.
All insurance products are underwritten by leading global carriers and placed through fully licensed insurance partners operating under regulatory supervision, including Lloyd's of London and AM Best A-rated insurers.
Who is this insurance for?
Buyers and sellers of businesses with a transaction value between 200K and $10M. Especially valuable for first-time buyers, retiring business owners, and anyone on a deal where both sides want financial protection without months of legal back and forth.
What does the insurance cover?
The insurance covers financial losses from things that were not disclosed correctly in the sale agreement. Hidden tax liabilities, inaccurate financial statements, undisclosed legal disputes. The specifics depend on the warranties in your agreement.
How is the premium calculated?
The premium is based on the purchase price, the company's revenue and industry.
Premiums typically range between 0.5% and 2% of the insured amount, meaning coverage on a $1M acquisition costs as little as $5,000.
Use our premium calculator to get a personalized estimate instantly.
Do I need to submit lots of documents?
No, the process is simple and fully digital. To prepare a quote, we only need a few basic details, such as purchase price, revenue and industry.
If you have a share purchase agreement, upload it and our team will conduct a quick and thorough review tailored for your transaction.
What happens if something goes wrong after the deal?
If a claim arises for a loss covered by the insurance, the process is simple and fully digital.
You submit the claim digitally through our app. Once the required documentation has been submitted, the insurance company takes over the case immediately. If the claim is covered, payment is typically made within 30 days.
How long does the coverage last?
18 months from the date of closing for general warranties. Tax warranties are covered for up to 36 months. If something surfaces within that window, you file a claim digitally. The insurer handles the rest.
What does Bille actually do?
Bille protects buyers and sellers in business acquisitions. If something turns out to be wrong after the deal closes, the insurance covers the financial loss. The seller does not have to pay out of pocket, and the buyer does not have to absorb unexpected costs. Think of it as a safety net for the things neither side saw coming.
Who is behind Bille?
Bille was founded by specialists in M&A law, financial advisory, and digital product development. Our founding team brings together a decade of transaction legal experience, a background in strategy consulting, and 30 years of Big Four advisory, combined with the technical infrastructure to deliver it digitally at scale.
All insurance products are underwritten by leading global carriers and placed through fully licensed insurance partners operating under regulatory supervision, including Lloyd's of London and AM Best A-rated insurers.
Who is this insurance for?
Buyers and sellers of businesses with a transaction value between 200K and $10M. Especially valuable for first-time buyers, retiring business owners, and anyone on a deal where both sides want financial protection without months of legal back and forth.
What does the insurance cover?
The insurance covers financial losses from things that were not disclosed correctly in the sale agreement. Hidden tax liabilities, inaccurate financial statements, undisclosed legal disputes. The specifics depend on the warranties in your agreement.
How is the premium calculated?
The premium is based on the purchase price, the company's revenue and industry.
Premiums typically range between 0.5% and 2% of the insured amount, meaning coverage on a $1M acquisition costs as little as $5,000.
Use our premium calculator to get a personalized estimate instantly.
Do I need to submit lots of documents?
No, the process is simple and fully digital. To prepare a quote, we only need a few basic details, such as purchase price, revenue and industry.
If you have a share purchase agreement, upload it and our team will conduct a quick and thorough review tailored for your transaction.
What happens if something goes wrong after the deal?
If a claim arises for a loss covered by the insurance, the process is simple and fully digital.
You submit the claim digitally through our app. Once the required documentation has been submitted, the insurance company takes over the case immediately. If the claim is covered, payment is typically made within 30 days.
How long does the coverage last?
18 months from the date of closing for general warranties. Tax warranties are covered for up to 36 months. If something surfaces within that window, you file a claim digitally. The insurer handles the rest.
FAQ
Here you'll find answers to our most common questions. If you still need help, feel free to reach out to us.
What does Bille actually do?
Bille protects buyers and sellers in business acquisitions. If something turns out to be wrong after the deal closes, the insurance covers the financial loss. The seller does not have to pay out of pocket, and the buyer does not have to absorb unexpected costs. Think of it as a safety net for the things neither side saw coming.
Who is behind Bille?
Bille was founded by specialists in M&A law, financial advisory, and digital product development. Our founding team brings together a decade of transaction legal experience, a background in strategy consulting, and 30 years of Big Four advisory, combined with the technical infrastructure to deliver it digitally at scale.
All insurance products are underwritten by leading global carriers and placed through fully licensed insurance partners operating under regulatory supervision, including Lloyd's of London and AM Best A-rated insurers.
Who is this insurance for?
Buyers and sellers of businesses with a transaction value between 200K and $10M. Especially valuable for first-time buyers, retiring business owners, and anyone on a deal where both sides want financial protection without months of legal back and forth.
What does the insurance cover?
The insurance covers financial losses from things that were not disclosed correctly in the sale agreement. Hidden tax liabilities, inaccurate financial statements, undisclosed legal disputes. The specifics depend on the warranties in your agreement.
How is the premium calculated?
The premium is based on the purchase price, the company's revenue and industry.
Premiums typically range between 0.5% and 2% of the insured amount, meaning coverage on a $1M acquisition costs as little as $5,000.
Use our premium calculator to get a personalized estimate instantly.
Do I need to submit lots of documents?
No, the process is simple and fully digital. To prepare a quote, we only need a few basic details, such as purchase price, revenue and industry.
If you have a share purchase agreement, upload it and our team will conduct a quick and thorough review tailored for your transaction.
What happens if something goes wrong after the deal?
If a claim arises for a loss covered by the insurance, the process is simple and fully digital.
You submit the claim digitally through our app. Once the required documentation has been submitted, the insurance company takes over the case immediately. If the claim is covered, payment is typically made within 30 days.
How long does the coverage last?
18 months from the date of closing for general warranties. Tax warranties are covered for up to 36 months. If something surfaces within that window, you file a claim digitally. The insurer handles the rest.
See your premium in 30 seconds
No calls. No consultants. Enter your deal details and see what protection costs.
Financial statements
The books looked clean at signing. If hidden liabilities, overstated revenues, or undisclosed debts surface after close. You're covered.
Financial statements
The books looked clean at signing. If hidden liabilities, overstated revenues, or undisclosed debts surface after close. You're covered.
Compliance with laws
If the business was unknowingly operating in breach of local, state, or federal regulations. The financial consequences are on the policy, not on you.
Compliance with laws
If the business was unknowingly operating in breach of local, state, or federal regulations. The financial consequences are on the policy, not on you.
Tax matters
Unpaid taxes, incorrect filings, or undisclosed VAT liabilities from before the acquisition date are covered. Even if they surface with in 18 months later.
Tax matters
Unpaid taxes, incorrect filings, or undisclosed VAT liabilities from before the acquisition date are covered. Even if they surface with in 18 months later.
Material contracts
If a key customer agreement, supplier contract, or lease turns out to be invalid, breached, or misrepresented. The policy covers the financial impact.
Material contracts
If a key customer agreement, supplier contract, or lease turns out to be invalid, breached, or misrepresented. The policy covers the financial impact.