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The biggest business handover in
history is happening right now.

The biggest business handover in
history is happening right now.

Six million businesses will change hands in the US by 2035. Most will trade without any protection for what comes after the handshake. Bille changes that.

Six million businesses will change hands in the US by 2035. Most will trade without any protection for what comes after the handshake. Bille changes that.

  • Real Estate

  • Retail & Trade

  • Tourism & Leisure

  • Tech

  • Construction & Installation

  • IT

  • Forest & Nature

    Forest & Nature

  • School & Education

    School & Education

  • Food & Agriculture

    Food & Agriculture

  • Culture & Entertainment

    Culture & Entertainment

  • Renewable Energy

    Renewable Energy

  • Service Companies

    Service Companies

  • Real Estate

  • Retail & Trade

  • Tourism & Leisure

  • Tech

  • Construction & Installation

  • IT

  • Forest & Nature

  • School & Education

  • Food & Agriculture

  • Culture & Entertainment

  • Renewable Energy

  • Service Companies

  • Forest & Nature

  • School & Education

  • Food & Agriculture

  • Culture & Entertainment

  • Renewable Energy

  • Service Companies

Why insure deals as a buyer?

You did the diligence. You asked the right questions. But if something surfaces after closing, you want a settlement - not a conflict with someone you just shook hands with.

Protection against hidden risks

Payout within 30 days

Digital & flexible

Built for SME transactions

Why insure deals as a buyer?

You did the diligence. You asked the right questions. But if something surfaces after closing, you want a settlement - not a conflict with someone you just shook hands with.

Protection against hidden risks

Payout within 30 days

Digital & flexible

Built for SME transactions

Why insure deals as a buyer?

You did the diligence. You asked the right questions. But if something surfaces after closing, you want a settlement - not a conflict with someone you just shook hands with.

Protection against hidden risks

Payout within 30 days

Digital & flexible

Built for SME transactions

Why insure deals as a seller?

You sold in good faith. If something turns out to be wrong after the fact and you had no way of knowing, this policy covers the claim. Not your savings.

Clean exit, no lingering liability

Reduce or eliminate escrow

Faster, less adversarial negotiations

Why insure deals as a seller?

You sold in good faith. If something turns out to be wrong after the fact and you had no way of knowing, this policy covers the claim. Not your savings.

Clean exit, no lingering liability

Reduce or eliminate escrow

Faster, less adversarial negotiations

Why insure deals as a seller?

You sold in good faith. If something turns out to be wrong after the fact and you had no way of knowing, this policy covers the claim. Not your savings.

Clean exit, no lingering liability

Reduce or eliminate escrow

Faster, less adversarial negotiations

Claims handled in days, not months.

If something surfaces after close, you submit your claim directly in the app. No lawyers, just a clear process and a dedicated handler from day one.

File a claim in minutes

Real-time status updates throughout

Payout within 30 days

Claims handled in days, not months.

If something surfaces after close, you submit your claim directly in the app. No lawyers, just a clear process and a dedicated handler from day one.

File a claim in minutes

Real-time status updates throughout

Payout within 30 days

Claims handled in days, not months.

If something surfaces after close, you submit your claim directly in the app. No lawyers, just a clear process and a dedicated handler from day one.

File a claim in minutes

Real-time status updates throughout

Payout within 30 days

As seen in

As seen in

A once-in-a-generation wave of ownership transitions is near.

A once-in-a-generation wave of ownership transitions is near.

By 2035, about six million small and medium-size businesses will face ownership transitions as baby boomers retire. More than one million firms are viable candidates for sale.

By 2035, about six million small and medium-size businesses will face ownership transitions as baby boomers retire. More than one million firms are viable candidates for sale.

Coverage period

18 months

Deals covered

$200K - $10M

Coverage limit

100%

Industries served

15+

FAQ

FAQ

Here you will find answers to the most common questions. If you still need help, feel free to reach out.

What does Bille actually do?

Bille protects buyers and sellers in business acquisitions. If something turns out to be wrong after the deal closes, the insurance covers the financial loss. The seller does not have to pay out of pocket, and the buyer does not have to absorb unexpected costs. Think of it as a safety net for the things neither side saw coming.

Who is behind Bille?

Bille was founded by specialists in M&A law, financial advisory, and digital product development. The founding team brings together a decade of transaction legal experience, a background in strategy consulting, and 30 years of Big Four advisory - combined with the technical infrastructure to deliver it digitally at scale. All insurance products are underwritten by leading global carriers placed through fully licensed insurance partners operating under regulatory supervision, including Lloyd's of London and AM Best A-rated insurers.

Who is this insurance for?

Buyers and sellers of businesses with a transaction value between $200K and $10M. Especially valuable for first-time buyers, retiring business owners, and anyone on a deal where both sides want financial protection without months of legal back and forth.

What does the insurance cover?

The insurance covers financial losses from things that were not disclosed correctly in the sale agreement - hidden tax liabilities, inaccurate financial statements, undisclosed legal disputes. The specifics depend on the warranties in your agreement.

How is the premium calculated?

The premium is based on the purchase price, the company's revenue, and industry. Premiums typically range between 0.5% and 2% of the insured amount, meaning coverage on a $1M acquisition costs as little as $5,000. Use the premium calculator to get a personalized estimate instantly.

Use our premium calculator to get a personalized estimate instantly.

Do I need to submit lots of documents?

No. To prepare a quote, we only need a few basic details: purchase price, revenue, and industry. If you have a share purchase agreement, upload it and our team will conduct a quick review tailored to your transaction.

What happens if something goes wrong after the deal?

You submit the claim digitally through our app. Once the required documentation has been submitted, the insurance company takes over the case immediately. If the claim is covered, payment is typically made within 30 days.

How long does the coverage last?

18 months from the date of closing for general warranties. Tax warranties are covered for up to 36 months. If something surfaces within that window, you file a claim digitally. The insurer handles the rest.

What does Bille actually do?

Bille protects buyers and sellers in business acquisitions. If something turns out to be wrong after the deal closes, the insurance covers the financial loss. The seller does not have to pay out of pocket, and the buyer does not have to absorb unexpected costs. Think of it as a safety net for the things neither side saw coming.

Who is behind Bille?

Bille was founded by specialists in M&A law, financial advisory, and digital product development. The founding team brings together a decade of transaction legal experience, a background in strategy consulting, and 30 years of Big Four advisory - combined with the technical infrastructure to deliver it digitally at scale. All insurance products are underwritten by leading global carriers placed through fully licensed insurance partners operating under regulatory supervision, including Lloyd's of London and AM Best A-rated insurers.

Who is this insurance for?

Buyers and sellers of businesses with a transaction value between $200K and $10M. Especially valuable for first-time buyers, retiring business owners, and anyone on a deal where both sides want financial protection without months of legal back and forth.

What does the insurance cover?

The insurance covers financial losses from things that were not disclosed correctly in the sale agreement - hidden tax liabilities, inaccurate financial statements, undisclosed legal disputes. The specifics depend on the warranties in your agreement.

How is the premium calculated?

The premium is based on the purchase price, the company's revenue, and industry. Premiums typically range between 0.5% and 2% of the insured amount, meaning coverage on a $1M acquisition costs as little as $5,000. Use the premium calculator to get a personalized estimate instantly.

Use our premium calculator to get a personalized estimate instantly.

Do I need to submit lots of documents?

No. To prepare a quote, we only need a few basic details: purchase price, revenue, and industry. If you have a share purchase agreement, upload it and our team will conduct a quick review tailored to your transaction.

What happens if something goes wrong after the deal?

You submit the claim digitally through our app. Once the required documentation has been submitted, the insurance company takes over the case immediately. If the claim is covered, payment is typically made within 30 days.

How long does the coverage last?

18 months from the date of closing for general warranties. Tax warranties are covered for up to 36 months. If something surfaces within that window, you file a claim digitally. The insurer handles the rest.

Bille offers modern insurance solutions for business and real estate transactions, in collaboration with leading global underwriters. All products are fully regulated and compliant with financial and other relevant regulatory standards.

Bille is a digital insurance distribution platform operated by Assurley AB, org. nr 559505-3778, Hagaesplanaden 4, 113 68 Stockholm, Sweden. Bille is not an insurance company. All insurance products are underwritten by globally licensed capacity providers rated "A" (Excellent) or better, and distributed through regulated insurance intermediaries operating within the framework of the European System of Financial Supervision (ESFS). Transaction liability insurance policies are subject to underwriting approval, terms and conditions. Coverage, limits, premiums and deductibles may vary based on the specific transaction, jurisdiction and risk assessment. Past claims experience does not guarantee future results. All coverage descriptions on this website are summaries only and do not constitute the full terms of any insurance policy. Please refer to the actual policy wording for complete terms, conditions and exclusions.

Bille offers modern insurance solutions for business and real estate transactions, in collaboration with leading global underwriters. All products are fully regulated and compliant with financial and other relevant regulatory standards.

Bille is a digital insurance distribution platform operated by Assurley AB, org. nr 559505-3778, Hagaesplanaden 4, 113 68 Stockholm, Sweden. Bille is not an insurance company. All insurance products are underwritten by globally licensed capacity providers rated "A" (Excellent) or better, and distributed through regulated insurance intermediaries operating within the framework of the European System of Financial Supervision (ESFS). Transaction liability insurance policies are subject to underwriting approval, terms and conditions. Coverage, limits, premiums and deductibles may vary based on the specific transaction, jurisdiction and risk assessment. Past claims experience does not guarantee future results. All coverage descriptions on this website are summaries only and do not constitute the full terms of any insurance policy. Please refer to the actual policy wording for complete terms, conditions and exclusions.